Roof Replacement

Sometimes a repair is not enough — and getting a full replacement through your insurance is more possible than you think.

There is a point where patching a roof stops making sense. If the damage is widespread, if the roof is aging and the storm pushed it past the point of repair, or if your insurer has approved a full replacement — the right move is a complete tear-off and reinstall. A lot of homeowners in Schaumburg and the surrounding area do not realize their policy may cover the full cost of a new roof after a major storm. Hail damage and high winds are among the most common qualifying events, and the difference between a partial payout and a full replacement approval often comes down to how well the damage was documented.

R&J handles roof replacements from start to finish — tear-off, decking inspection, new underlayment, material installation, flashing, ridge caps, and cleanup. We work throughout Schaumburg, Hoffman Estates, Elk Grove Village, Palatine, Rolling Meadows, and the broader northwest suburbs. Because we are also a licensed public adjusting group, we manage the insurance claim alongside the replacement project. We document the full scope of damage, submit a complete claim package, and negotiate with your insurer to get the replacement approved at the right value. You are not left coordinating between an adjuster and a separate contractor — we are both.

A new roof is one of the most significant investments you make in your home. It protects everything underneath it, affects your energy costs, and directly impacts your property value. When it needs to be replaced, it deserves to be done right — with quality materials, proper installation, and a process that does not cut corners to save time. Call us at +1 844-851-6396 to schedule a free inspection and find out whether your roof qualifies for a full insurance-covered replacement.

What We Offer:

Full Roof Tear-Off & Replacement – We remove your existing roofing system down to the decking, inspect the structural layer underneath, and install a complete new roof — not a patch-over or a second layer on top of old material.
Decking Inspection & Repair – Before any new material goes on, we inspect the roof deck for rot, soft spots, and storm damage. Any compromised decking is replaced so the new roof has a solid foundation.
New Underlayment Installation – We install fresh underlayment across the full roof surface as part of every replacement — the moisture barrier that sits between your decking and your shingles and protects against water intrusion.
Shingle & Material Installation – We install roofing materials rated for northern Illinois weather conditions — built to handle freeze-thaw cycles, ice loads, and high-wind events that are standard in the Schaumburg area.
Flashing, Ridge Cap & Ventilation – A complete roof replacement includes all the components around it. We replace flashing at every penetration point, install ridge caps, and confirm ventilation is correct so the new roof performs as intended.
Insurance Claim Management – We document the full replacement scope for your insurer, submit the claim, and negotiate the settlement. Our goal is to get your replacement approved at full value — not at a reduced payout that leaves you covering the gap.
Full Site Cleanup – When the job is done, we clean up completely — including magnet sweeps for nails. Your yard and driveway are left the way they were before we arrived.

Why Choose R&J General Contractor Public Adjusting Group for Roof Replacement

We Handle the Insurance Approval – Getting a full roof replacement approved through insurance requires thorough documentation and sometimes a negotiation. As a licensed public adjusting group, R&J manages that process — and we know what it takes to get a replacement approved rather than a partial repair payout.
One Company, Full Scope – The team that manages your insurance claim is the team that installs your new roof. There is no handoff between a public adjuster and a separate roofing crew. What we negotiate is what we build — exactly.
No Layovers, No Shortcuts – We do not install new shingles over old material to save time. Every replacement starts with a full tear-off and a proper decking inspection. That is the right way to do it, and it is the only way we do it.
Built for Midwest Weather – We select materials specifically suited to northern Illinois climate conditions. A roof that performs well in a mild region is not the same as one engineered to handle Illinois winters, ice dams, and spring hail seasons.
Local and Accountable – R&J is based in Schaumburg. We are not a storm-chasing crew that moves on after the job is done. We serve this community directly, and our work has to hold up long after installation day.