Serving Rockford homeowners with complete storm damage repair and insurance claim support means bringing a thorough, no-nonsense process to Illinois' second-largest city — and R&J is built for exactly that. Rockford is a Winnebago County city with a large, diverse residential base spanning everything from older worker-era bungalows and craftsman homes near the city's established core to mid-century neighborhoods and newer residential developments on the outer edges. That wide range of housing ages and construction types means storm damage presents very differently from one Rockford neighborhood to the next — and the insurance documentation required to support a complete claim needs to reflect the specific property, not a generic template. Hailstorms and severe wind events are a regular seasonal reality in northern Illinois, and Rockford homeowners who file without professional support frequently receive settlements that fall well short of what their policy covers. R&J inspects Rockford properties thoroughly, separates storm impact from accumulated wear in the documentation, and manages the full insurance claim as a licensed public adjusting group — negotiating firmly until the settlement reflects the actual cost of restoring the property. From the free initial inspection through the completed exterior repair, Rockford homeowners work with one accountable licensed team.
Serving Rockford and the broader Winnebago County area with licensed claim and repair expertise.
Free property damage inspections covering the full range of home types throughout Rockford.
Licensed public adjusters who build claims specific to your home's age, materials, and storm impact.
Familiar with the wide construction range from Rockford's older core neighborhoods to newer builds.
We separate storm damage from existing wear — so insurers cannot use age to reduce your payout.
Roofing, siding, and gutter repairs completed by the same licensed crew that filed your claim.
Direct, honest communication throughout — no corporate runaround, no unexplained delays.

When storm damage hits, dealing with your insurance company is often harder than the damage itself. We help homeowners document the loss, build a solid claim, and communicate directly with their insurer to get a fair result. Most people don't know what they're owed — we make sure you don't leave money on the table. We handle the paperwork so you can focus on getting your home back to normal.

A public adjuster works for you — not the insurance company. When your claim gets underpaid, delayed, or denied, Richard and the R&J team step in to review your policy, inspect the damage, and negotiate on your behalf. This is especially valuable after major hail or wind events where insurers tend to minimize the payout. Having a licensed public adjuster in your corner changes the outcome.

After a bad storm, your roof may have damage that isn't obvious from the ground. We perform detailed roof inspections and handle all repairs — from replacing damaged shingles to fixing flashing and decking. We work directly with your insurance claim to make sure the repair scope matches what actually needs to be done. No guesswork, no shortcuts.
When repairs aren't enough, a full roof replacement is the right call. We replace roofs using quality materials built to handle Illinois weather — heavy rain, ice, and high winds. The process is clean, efficient, and fully coordinated with your insurance adjuster when the replacement is part of a covered claim. You get a new roof without the hassle of managing two separate contractors.

Hail damage is one of the most common — and most underpaid — insurance claims in Illinois. It's often invisible to the untrained eye but causes real long-term problems if ignored. We inspect for soft metal damage, cracked shingles, and gutter dents, then document everything needed to support a complete claim. We repair the damage right and make sure your insurance payout reflects the true cost.
High winds can pull up shingles, tear siding, rip off gutters, and compromise the structure of your roof. We assess the full scope of wind damage and restore everything to pre-storm condition. Our team coordinates the restoration with your insurance claim so repairs don't get started before coverage is confirmed. Fast response matters — we move quickly to prevent secondary damage from exposure.

Storm-damaged siding isn't just an eyesore — it leaves your home exposed to moisture and energy loss. We install and repair siding on homes throughout the Schaumburg area using materials that hold up in the Midwest climate. Whether it's localized storm damage or a full siding replacement, we match the materials and scope to what your insurance covers. The result looks right and lasts.
Damaged or clogged gutters lead to water intrusion, foundation issues, and roof rot over time. We install and replace gutters as part of storm damage restorations and as standalone projects. When gutters are damaged in a storm, we document it as part of the insurance claim so you get full credit for the replacement. Proper gutters protect the investment you've already made in your home.

Before you file a claim or hire a contractor, you need to know exactly what you're dealing with. We provide thorough property damage assessments that cover your roof, siding, gutters, and exterior. The assessment gives you a clear picture of the damage, what it will cost to fix, and whether it's worth filing an insurance claim. It's the right first step — and it costs you nothing to get started.
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