
Hail is one of the most damaging — and most misunderstood — storm events in northern Illinois. A hailstorm that passes through Schaumburg in twenty minutes can strip granules from an entire roof, dent every gutter on the house, crack siding panels, and compromise the seal around flashing — all without leaving a single obvious sign from the street. That is the problem. Homeowners go weeks or months without realizing they have a legitimate insurance claim sitting on their property. By the time leaks show up or the insurer's filing window closes, it is too late to recover the full value. The damage was always there — it just was not caught in time.
R&J General Contractor inspects properties for hail damage throughout Schaumburg, Hoffman Estates, Palatine, Elk Grove Village, Carol Stream, and the surrounding northwest suburbs. We know exactly what hail impact looks like on shingles, soft metals, siding, and gutters — and we document it in the detail your insurance company requires. As a licensed public adjusting group, we take over the claim process entirely. We prepare the full documentation package, submit it to your insurer, and negotiate the settlement to make sure the payout covers the complete scope of damage — not just what was easy to find.
If your area was hit by hail in the last one to two years and you have not had a professional inspection, there is a real chance you have unclaimed damage on your property. Call us at +1 844-851-6396 to schedule a free hail damage inspection. It costs you nothing, and it could recover thousands of dollars in repairs your insurance policy is already obligated to cover.
Hail Damage Roof Inspection – We inspect the full roof surface for hail impact — including granule loss on shingles, bruising on asphalt, cracked tabs, and damage to ridge caps — and document every affected area with detailed photos.
Soft Metal Inspection – Gutters, downspouts, flashing, vents, and AC unit covers are the clearest indicators of hail size and impact. We assess all soft metal surfaces and include them in the damage report for your insurance claim.
Siding Hail Damage Assessment – Hail leaves distinctive impact marks on vinyl, aluminum, and fiber cement siding. We inspect every exposed panel for cracks, dents, and fractures that qualify for insurance coverage.
Hail Damage Roof Repair – We repair all hail-affected areas — replacing damaged shingles, resealing or replacing flashing, and restoring ridge caps — using materials that match your existing roof and hold up in Illinois weather.
Gutter Repair & Replacement – Hail-dented gutters are a documented, insurable loss. We repair or replace gutters damaged by hail and include them as part of the overall claim scope so you get full credit for the replacement.
Full Insurance Claim Management – We prepare and submit your hail damage claim with professional documentation, represent you in communications with your insurer, and negotiate the settlement from first filing through final payout.
Denied or Underpaid Claim Review – If your hail damage claim was already denied or settled below the actual repair cost, we review the insurer's decision and pursue a dispute or supplemental claim with supporting evidence.
We Know What Hail Damage Looks Like – Not every contractor can identify the full scope of hail impact. R&J's inspection process covers every surface hail affects — roofing, soft metals, siding, and gutters — so your claim reflects the complete loss, not just the obvious damage.
Licensed to Handle the Claim – As a licensed public adjusting group in Illinois, R&J is legally authorized to represent you in your insurance claim negotiation. That matters when your insurer disputes the scope or offers a settlement that does not cover the full repair.
We Work Fast After Storms – Insurance policies have filing windows, and hail damage that sits unaddressed leads to secondary problems — leaks, moisture intrusion, and accelerated wear — that complicate your claim. We move quickly to inspect, document, and file before those issues develop.
Repairs and Claims Stay Aligned – The damage scope we document for your insurer is the exact scope our construction crew repairs. There is no gap between the claim and the work — because the same company handles both.
Free Inspection, No Pressure – We come out, inspect the property, and tell you honestly what we found. If there is legitimate hail damage worth claiming, we will show you exactly what it is. If there is not, we tell you that too.
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