Serving Elgin homeowners with complete storm damage repair and insurance claim support means working in one of the most historically and residentially diverse cities in the Chicago metro area — and R&J is prepared for that range. Elgin spans Kane and Cook counties with a wide residential mix that runs from century-old Victorian-era homes in the historic districts near the Fox River to mid-century neighborhoods and newer suburban developments on the city's outer edges. That range of construction eras means storm damage presents very differently from one part of Elgin to another — and the insurance documentation required to support a claim on a 1910 home is not the same as what is needed for a 1985 ranch or a 2005 subdivision house. R&J brings the experience to handle all of it — inspecting the full exterior, building claim documentation suited to the specific property, and negotiating with the insurer as a licensed public adjusting group to recover what the policy covers. Elgin homeowners get a free property assessment, professional claim management across Kane and Cook county jurisdictions, and repairs completed by the same licensed team from start to finish.
Experience with Elgin's wide construction range — from historic Fox River homes to newer builds.
Free storm damage inspections tailored to the specific age and materials of your property.
Licensed public adjusters handling Kane and Cook County claims with equal familiarity.
We build claim documentation specific to your home's construction era and material type.
Older historic properties and newer subdivisions inspected with the same thoroughness.
All insurer communications managed in-house — no back-and-forth left on your plate.
One licensed team from first inspection through completed exterior repair — no gaps.

When storm damage hits, dealing with your insurance company is often harder than the damage itself. We help homeowners document the loss, build a solid claim, and communicate directly with their insurer to get a fair result. Most people don't know what they're owed — we make sure you don't leave money on the table. We handle the paperwork so you can focus on getting your home back to normal.

A public adjuster works for you — not the insurance company. When your claim gets underpaid, delayed, or denied, Richard and the R&J team step in to review your policy, inspect the damage, and negotiate on your behalf. This is especially valuable after major hail or wind events where insurers tend to minimize the payout. Having a licensed public adjuster in your corner changes the outcome.

After a bad storm, your roof may have damage that isn't obvious from the ground. We perform detailed roof inspections and handle all repairs — from replacing damaged shingles to fixing flashing and decking. We work directly with your insurance claim to make sure the repair scope matches what actually needs to be done. No guesswork, no shortcuts.
When repairs aren't enough, a full roof replacement is the right call. We replace roofs using quality materials built to handle Illinois weather — heavy rain, ice, and high winds. The process is clean, efficient, and fully coordinated with your insurance adjuster when the replacement is part of a covered claim. You get a new roof without the hassle of managing two separate contractors.

Hail damage is one of the most common — and most underpaid — insurance claims in Illinois. It's often invisible to the untrained eye but causes real long-term problems if ignored. We inspect for soft metal damage, cracked shingles, and gutter dents, then document everything needed to support a complete claim. We repair the damage right and make sure your insurance payout reflects the true cost.
High winds can pull up shingles, tear siding, rip off gutters, and compromise the structure of your roof. We assess the full scope of wind damage and restore everything to pre-storm condition. Our team coordinates the restoration with your insurance claim so repairs don't get started before coverage is confirmed. Fast response matters — we move quickly to prevent secondary damage from exposure.

Storm-damaged siding isn't just an eyesore — it leaves your home exposed to moisture and energy loss. We install and repair siding on homes throughout the Schaumburg area using materials that hold up in the Midwest climate. Whether it's localized storm damage or a full siding replacement, we match the materials and scope to what your insurance covers. The result looks right and lasts.
Damaged or clogged gutters lead to water intrusion, foundation issues, and roof rot over time. We install and replace gutters as part of storm damage restorations and as standalone projects. When gutters are damaged in a storm, we document it as part of the insurance claim so you get full credit for the replacement. Proper gutters protect the investment you've already made in your home.

Before you file a claim or hire a contractor, you need to know exactly what you're dealing with. We provide thorough property damage assessments that cover your roof, siding, gutters, and exterior. The assessment gives you a clear picture of the damage, what it will cost to fix, and whether it's worth filing an insurance claim. It's the right first step — and it costs you nothing to get started.
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