Property Damage Assessment

Transform Your Outdoor Space Into a Beautiful Oasis

Most homeowners make one of two mistakes after a storm. They either assume the damage is minor and never have the property inspected — only to discover months later that a slow leak has been working its way through the roof deck and into the structure. Or they file a claim without proper documentation, the insurer's adjuster finds less than the property actually sustained, and they accept a settlement that does not cover what needs to be repaired. Both mistakes are avoidable. A thorough property damage assessment — done by someone who knows what storm damage actually looks like and what insurers require to approve a claim — is the step that prevents both outcomes.

R&J General Contractor provides free property damage assessments for homeowners throughout Schaumburg, Hoffman Estates, Elk Grove Village, Palatine, Rolling Meadows, Carol Stream, and the surrounding northwest suburbs. We inspect the full exterior — roof, siding, gutters, fascia, flashing, soft metals, and any other areas the storm may have affected. Every damaged area is photographed and documented. When we are done, you receive a clear, honest report of what we found — what qualifies for an insurance claim, what the repair scope looks like, and what a realistic settlement should cover. You are not left guessing.

The assessment costs you nothing. There is no obligation to file a claim, hire us for repairs, or move forward with anything until you decide it makes sense. Our job at this stage is simply to give you accurate information so you can make the right call for your property. If there is legitimate damage worth pursuing, we will show you exactly what it is and walk you through the next steps. Call +1 844-851-6396 to schedule your free property damage assessment today.

What We Offer:

Full Exterior Roof Inspection – We inspect every surface of your roof — shingles, flashing, ridge caps, underlayment edges, and penetration points — for signs of hail impact, wind damage, and wear that crosses into insurable loss territory.
Siding & Trim Assessment – We examine all siding panels, trim boards, and exterior cladding for hail impact marks, wind cracks, panel separation, and moisture intrusion points that qualify for coverage under a standard homeowner's policy.
Gutter & Soft Metal Inspection – Gutters, downspouts, flashing, vents, and AC unit covers are inspected for hail dents and wind damage. Soft metals are among the clearest indicators of storm severity and are key to supporting a complete claim.
Detailed Photo Documentation – Every damaged area is photographed with the detail and labeling required by insurance carriers. Our documentation is built to support a claim submission — not just a general walkthrough.
Written Damage Report – We provide a written summary of all findings — what was damaged, the likely cause, and what the repair scope involves. You have a clear record of the assessment regardless of whether you decide to file a claim.
Claim Viability Review – After the inspection, we walk you through whether the damage meets your deductible threshold, whether a claim is worth filing given your policy terms, and what a realistic insurance settlement should look like for your specific situation.
No-Pressure Findings – If the damage does not meet the threshold for a worthwhile claim, we tell you that directly. We do not manufacture urgency or inflate findings to generate work. You get an honest assessment — nothing more, nothing less.

Why Choose R&J General Contractor Public Adjusting Group for Property Damage Assessment

We Inspect as Licensed Public Adjusters – R&J's assessments are conducted by a licensed public adjusting team — not just a sales rep or a basic roofing crew. That means we know what insurers look for, how damage needs to be documented, and where claims are commonly undervalued before we ever put a foot on your roof.
No Cost, No Commitment – The assessment is completely free. You are not signing anything, committing to repairs, or obligating yourself to file a claim by scheduling an inspection. You are simply getting accurate information about your property — which you are entitled to have.
We Cover the Full Property – A lot of contractors inspect only the roof. R&J inspects the roof, siding, gutters, trim, flashing, and soft metals in a single visit. Storm damage rarely affects just one system, and a partial inspection produces a partial picture.
Documentation Built for Insurance – Our photo documentation and damage reports are prepared with insurance claim submission in mind from the start. If you decide to move forward with a claim, the groundwork is already laid — we are not going back to re-document later.
Honest Results Either Way – If there is damage worth claiming, we show you exactly what it is and what it will take to recover it. If there is not, we tell you that clearly and save you the time and risk of filing a claim that will not go anywhere. Either outcome is a better position than not knowing.